- Parent Category: 2020
- Category: March
- Hits: 13505
1.
Declaration of your past disease or Pre –existing disease.
This declaration is a very vital point while purchasing a health insurance product. As most of the claim is repudiated because of pre existing disease not mentioned while proposal form is filled up during the phase of applying for the policy.
It is generally termed as Pre- Existing Disease, after 2 years of continuous premium payment; hospitalization is rejected on the ground of non-disclosure of facts.
Lets us understand the meaning of Pre- Existing disease in a deeper way.
a) History of Hospitalizations for serious illness or surgeries.
b) History of illness for example diabetes, high blood pressure, thyroid which does not require emergency attention .The disease may be in control however, the declaration is very vital and mandatory.
c) Anyone under medication which is continuing.
d) Past record of serious injury to head, eye etc.
e) Any disorder relating to skin etc.
Add a comment Read more: Points to Understand While Buying Health Insurance