Mr. Sanjib Baruah, a senior manager in a private company having rich experience of 10 plus years with a postgraduate qualification. He keeps saving and investing in various financial instruments from time to time, but at the time of signing the contract or filling up the application form, he loses patience and always in hurry to complete the task. Such behavior is not only confined to Mr. Sanjib Baruah, however across the majority of the investor. Due to behavioral finance, the psychology on the behavior of investor, etc deeply affects the decision about money management and may change the course of one’s entire family‘s welfare which affect the wealth.